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Gross interest on any cash you hold is credited quarterly to your account at the Bank of Scotland base rate less 3.5%. The Share Centre may retain the difference between the interest paid to you and the interest we are able to earn, as permitted by The Financial Conduct Authority. uk is a trading name for the brand and website published and owned by Associated Newspapers Ltd. Registered office: Northcliffe House, 2 Derry Street, London.

Discount excludes Home Assistance (Emergency) and Legal Expenses optional extras.

If you are looking for love in Spain, you are in luck because there are several online dating sites that are quite active and will give you the best chance to succeed in this country.

For the best results, try to stay close to a city with a lot of single people, like Barcelona, Madrid, Seville, or Valencia.

If the house is rented, then buildings insurance will be the responsibility of your landlord, but you will need contents cover to protect your possessions.

You can reduce the cost of home insurance by taking out a combined buildings and contents insurance policy with an insurer that offers a discount if you buy both types from them.

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